Dr. Francesca Caldarelli, born the 18th of October, 1991 in Grosseto, after graduating in Scientific High School, graduated in Law in the 2016/2017 academic year at the University of Siena, discussing an innovative thesis in Administrative Law entitled “Open questions in the new Code of public contracts”. For drafting the thesis She has taken part in the conference at Universidad Complutense de Madrid with the Judge of the Spanish Constitutional Court Luis Médina. During this period she improved the Spanish language, especially written. In October 2016 She has done a six-month training internship at Monte dei Paschi di Siena Bank, paying particular attention to the special credit sector and credit recovery. After graduation, She completed the study plan with further exams of Economics and Commerce, achieving the 8th of October 2018 a postgraduate specialization in Economics and Law at the Federico II University of Naples. She also has an excellent fluency in written and spoken English. In June 2011 She took part in a semester of study in London where mastered the language and achieved the Pet and First Certificate at the University of Cambridge.